Deposits

Time Deposit

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Transit Savings Deposit

- is a non-interest bearing deposit. These are from the first month interest of loan of which will be deducted from the loan proceeds. Eventually, upon the 1st month due of the said loan, it will be transferred and applied as loan payment.

TEGUMAN Savings

Members shall consistently deposit a minimum of P250.00 monthly to achieve the minimum deposit requirement per term.
If the member fails to comply the minimum deposit requirement upon maturity, he/she only gets the savings rate of 2.5% per annum.
If the member fails to pay the minimum monthly deposit of P250.00 in 3 consecutive months, his/her savings deposit will automatically be converted into regular savings.
if the member terminates his/her account prior to maturity, savings shall bear only an interest rate of 2.5% per annum.
Parents/guardians can open multiple accounts provided that every accounts is under different names. Signatory for the account is the parent/guardian.
In case of emergency, the member may loan 90% of his/her total deposit for the period.
Payable in one month.
No interest.
3% service fee
Savings can be withdrawn any day after maturity date.
Member has the option to withdraw the savings deposit in lump sum or installment basis. If the member options to withdraw in an installment basis, his/her savings will be considered as regular savings and shall therefore bear the regular savings interest rate of 2.5% per annum.

KUSOG Savings

Member shall consistently deposit a minimum of P500.00 monthly to achieve the minimum deposit requirement.
If the member fails to comply the minimum deposit requirement upon maturity, he/she only gets the savings rate of 2.5% per annum.
If the member fails to pay the minimum monthly deposit of P500.00 in 3 consecutive months, his/her savings deposit will automatically be converted into regular savings.
If the member terminates his/her account prior to maturity, savings shall bear only an interest rate of 2.5% per annum.
Parents/guardians can open multiple accounts provided that every account is under different names.
Signatory for the account is the parent/guardian.
Member shall be allowed only of one account with this product.
In case of emergency, the member may loan 90% of his/her total deposit for the period.
Payable in one month.
No interest
3% service fee
If the depositor dies before the maturity period, total savings deposit shall be given to the beneficiary plus the 2.5% earned interest.
Savings can be withdrawn any day after maturity date.
Member has the option to withdraw the savings deposit in lumpsum or installment basis. If the member options to withdraw in an installment basis, his/her savings will be considered as regular savings and shall therefore bear the regular savings interest rate of 2.5% per annum.